Classes for Loan Officers

With our virtual classes you can learn WHAT you want, WHEN you want it and WHERE you want to—24 hours a day, seven days a week.

Industry Overview

Length: 1.0 hour

  • Learn about the history of the mortgage industry, recent and past legislation that impacts the industry

  • The difference between a mortgage broker and a mortgage banker

  • The "cycle of mortgage money" is analyzed so the student better understands fluctuating interest rates

  • All the players involved in the development of a loan are covered

Live online class: $49.00

Uniform Residential Loan Application (1003)

Length: 1.5 hours

  • Learn about the Uniform Residential Loan Application form (1003)

  • All the required information needed for the form

  • How to effectively complete the form to speed up processing and underwriting

  • Application and processing support documentation

Live online class: $69.00

Good Faith Estimate and Truth-in-Lending

Length: 1.5 hours

  • Basic elements that make up a Good Faith Estimate (GFE), including the differences between closing costs and prepaids

  • How to calculate a Truth-In-Lending

  • What makes up the Annual Percentage Rate (APR) and the amount financed

  • An example is worked by hand from beginning to end to help the student understand both forms and how to explain them to borrowers

  • Compliance with the Real Estate Settlement Procedures Act (RESPA)

Live online class: $69.00

Credit Reports

Length: 1.5 hours

  • Thorough explanation of credit reports and credit scoring

  • How credit scoring is calculated and what elements can affect a borrower's credit score

  • The basic areas of a typical credit report

  • A basic guideline to helping a borrower improve their credit score

Live online class: $69.00

Effective Borrower Pre-Qualification

Length: 1.5 hours

  • A thorough understanding of the proper way to pre-qualify a borrower for a mortgage loan

  • Less valuable time will be spent working with unqualified borrowers and loans, which will never close

  • Smoother loan applications due to the borrower being placed in the correct program

  • Pre-qualification techniques and worksheets are demonstrated and the student will perform several pre-qualification exercises

Live online class: $69.00

Anatomy of a Successful Loan Officer

Length: 2 hours

  • Learn why some Loan Officers are successful and others can't survive in the business

  • Learn what high-producing, successful Loan Officers know about their career and working with customers

  • Learn what obstacles you face as a Loan Officer, the Success Triangle and how to use effective communication to build your business

  • Learn the "how-to's" for setting your career on the right path to high earnings

Live online class: $69.00

Products and Rate Sheets

Length: 1.5 hours

  • Receive a thorough understanding of Rate Sheets

  • How to read Rate Sheets and how to keep from losing money due to inaccurate pricing

  • Learn the difference between Basis Point Pricing and Discount Pricing

  • Complete explanation of all Conventional mortgage products including FNMA, FHLMC, NIV, Portfolio, and Sup-Prime

  • Learn how to use 2/1 Buy-Downs to effectively qualify the borrower

Live online class: $69.00

Order Today

  • Industry Overview
    Price: $49.00

    Register
  • Uniform Residential Loan Application
    Price: $69.00

    Register
  • Good Faith Estimate & Truth-in-Lending
    Price: $69.00

    Register
  • Anatomy of a Successful Loan Officer
    Price: $69.00

    Register
  • Products & Rate Sheets
    Price: $69.00

    Register